No, not "The Real World." The real real world. School's out, finally, and even before your mortarboard hits the ground, people are going to start treating you like an adult. That's a good thing – but it also means a whole new set of hassles.

Don't worry. Just like school, a lot of them are easier than they seem when you're starting out. Click ahead for a little mini-guide to life beyond those ivy-covered walls.

1. Student loans – it's payback time
2. Finding a job
3. Paperwork and taxes
4. Budgeting